Here's what doesn't make sense to me, how can you save on something you didn't have in the first place?
Maybe there were these $90 individual plans that the Heritage Foundation somehow found, but for one reason or another, people weren't buying. Now with the Medicaid expansion and mandate for the ACA, people have to buy it. The people who already had the $90 plans (if they actually exist) don't have to worry.
Also, does the Heritage Foundation take the subsidies into account?
Yes, these were post-subsidy averages ROTM.
"How can you save on something you didn't have in the first place.?"
What does that mean? How is that relevant? These charts are comparing how much a healthcare plan cost prior to the institution of the Obamacare exchanges and after, with as similar a plan as you could make.
(One of the reasons people are surprised at the "low cost" of the plans before the rollout is that to compare apples to apples they had to increase, by a significant amount, the deductibles and coinsurance, to levels not usually encountered in order to match these new higher levels from the exchange based plans.)
- Continuity is or it is not. There is no such thing as soft continuity.
- A character IS his continuity.
- Continuity is consistency of the characteristics of people, plot, objects, and places seen by the reader or viewer.