MoneyMelon wrote:I don't know the numbers for this specific instance, but I'm curious......will the state be charged less money for people who are at the lowest risk and are at the optimal levels of fitness? Something tells me that there isn't going to be a discount involved.
Not quite how health insurance gets priced.
The insurance company looks at the ages and general health of the employees in the insurance pool. Based on their caulcations they know, on average what the medical costs should be. They then compare the company's payouts made over a previous period of time, to see how they compare to the average. If the company's payouts were more than the anticipated average payouts, the company gets a lower rating and their insurance costs more, per person than average. Similarly, if the companies payouts were less than the average payouts, they get a higher rating and their insurance is discounted.
Having employees with high healthcare costs will force premiums up.
eyp wrote:you should start following nerdygirl's advice.
CountD wrote:you were prettier in person, too.
So you admit I'm more fun than Nieto
GOSD wrote:I admit nothing!Yes.
Strict31 wrote:Huh. Nerdygirl's got some booty on her. Kind of a surprise there, Emma.