S.F. Jude Terror wrote:I would like to hear about your healthcare systems. Not the broad strokes or talking points, but actual personal experience. Do you have trouble getting treatment? Wait times? What if you need an expensive test? Medication? Go.
Okay, I just answered Achilles' similar question in the other thread, but here again -
I'm in Canada, where we have a Federal healthcare plan/program that is funded via a tax that comes off our paychecks as with income. After that each province has it's own ealthcare plan/program that is funded via a tax that comes off our paychecks as with income. Here in Ontario this is so. We are issued a Health Card to identify ourselves to the system for the billing process. Basically, go to a doctor for the first time or walk-in clinic or hospital and they ask for the card. You'll not be asked for it again unless they loose that number. From there you are covered for visits given up to a point as some hospitalization may require a separate billing. Not every thing is covered but most is. Dental is not covered unless life threatening and as for eyes, as a diabetic I get limited coverage but not those whom are not. It differs based on health problems. Prescriptions are covered by your own pocket or private healthcare insurance unless you can get on some of the rare plans/programs that are about, but those things are set up to turn people away more then help. You could get a porkchop off a timberwolf more easily.
I've never had a problem in getting treatment, but then other then diabetes I have few problems.
Wait times vary given a ton of factors. Some doctors over book patients (my family doctor does not do this, so I tend to be in and out), people flock to the ER when they should go to the clinic, illnesses like flu can tear through folks and cause heavy waits. Then there is location, as in towns won't have all the equipment and staff available as a major city.
Some times those tests are covered, some are not. Depends. Also, some may be covered but you may have to wait. So far, no one in my family has waited anything more then 2 weeks to get some test done and that was for something not that routine and again, a busy time.
Just be flexible for when they say a time is available. Note, they do triage as well with this.
I covered medication earlier. Note, hospital visits can result in you having an immediate need fulfilled under the OHIP. Note, Work Men's Comp helps too.
In the end, in Canada, we don't turn people away or let them die, no matter what they are. The system may not be perfect and gets stressed at times because of heavy use, but it works.
The best thing is to always get some sort of basic private insurance to cover dental, prescriptions and eyes, but after that, OHIP covers it.