That's irrationally expensive.
Irrational is pretty much what I'd call it. Profiteering is another.
As an interesting aside, Blue Shield has announced that it is cutting HALF the doctors it has contracted with for its regular plans for the Covered California plans, (California ObamaCare), to contain costs. Kaiser, the HMO outfit, announced it isn't cutting a single doctor or facility. The other big company working in California, Blue Cross, hasn't said one way or another.
The difference is that Blue Shield's plans are PPO, wherein they have a network of doctors and hospitals that contract with them, and you pretty much have your choice of which you go to. Kaiser OTOH, makes you use their hospitals and doctors. Wait times are typically longer, and they've had the rep of kicking you out of the hospital sooner, though in my experience, that's changing.
So basically, the "better" plans, the PPOs, are essentially worthless, since the best doctors and hospitals will be out.
Which leaves me wondering whether I want to try for the Kaiser HMO or the Blue Cross PPO. Especially since the list of covered doctors on the Covered California site has been taken down since it was found to be wildly inaccurate---to the extent that specialities were screwed up.
I don't know what to do. I do need access to a surgeon who is adept in a rather specialized surgery that I'd like to have done, but I'm not sure if Kaiser has them, or if the PPO's will either.
Achilles is the kind of evil that hollows out a volcano for a lair, and sends killer robots after his enemies.---Lord Simian